About FM
We are a highly successful 190-year-old, Fortune 500 commercial property insurance company of 6,000+ employees with a unique focus on science and risk engineering. Businesses worldwide trust our expertise to protect their assets, relying on our comprehensive risk assessments and robust, engineering-based insurance solutions to safeguard against fire, natural disasters, and other perils. Serving over a quarter of the Fortune 500 and major corporations globally, we deliver data-driven strategies that enhance resilience, ensure business continuity, and empower organizations to thrive.
Rhode Island, USA
employees
in 145 countries

About FM India
FM India is a strategic location for driving our global operational efficiency. Our presence in India allows us to leverage the country’s talented workforce and advance our capabilities to serve our clients better. We have diverse corporate functions that emphasize research, advanced technologies like AI and analytics, risk engineering, research, finance, marketing, HR, etc. working together to provide innovative solutions and nurture lasting relationships – from co-workers to clients.
History
Our history traces back to 1835, a time when property loss prevention was not considered a business issue. If your business was hit by fire, flood, or any other natural hazard, you rebuilt and hoped for the best. Zachariah Allen, a Rhode Island textile mill owner, changed the game. To mitigate fire risk and enhance resilience, he invested in property improvements for his mill. Despite these preventative measures, his request for a lower insurance premium was denied by the insurance company. What happened next changed history leading to a journey of almost two centuries that established FM as the preeminent global leader in mutual insurance today.

Values
Innovative
Our innovative, risk engineering approach to property insurance has been part of our DNA since the company was founded by Zachariah Allen in 1835.
Passionate
Our employees are passionate about making meaningful impact through their work.
Caring
We deeply value and reward strong, lasting relationships between employees and with our clients.
United
We achieve excellence through collaboration, supporting each other to reach our goals.
What we stand for
Partnership
Enduring bonds
Protection
Protecting with ingenuity
Progress
Advancing progress